Housing Finance

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FAQ on Reverse Mortgage

Q.1.What is reverse mortgage? When you buy a house through a home loan, every EMI you pay towards servicing the loan increases your equity in the house. Once you payoff the loan in full, your equity in the house is 100... (Continue reading)

Budget 2010 : Suggest your views to FM

Union Budget will be presented on 26th February 2010 in Parliament. We at Accomodation Times sent a deliberation and recommendation to FM, briefly as follows: 1. Extent benefits under section 80 IB for houses under 1000 sq.ft. 2. Increase exemption limit of... (Continue reading)

Home Loans On Discount

Home Loans On Discount

ICICI Bank and Kotak Mahindra Bank joined the State Bank of India (SBI) and HDFC Ltd to offer discounted loans. ICICI Bank would offer new loans at a fixed rate of 8.25 per cent for the first two years, irrespective of... (Continue reading)

RBI comes up with stricter norms for Priority Sector Lending

It has been brought to the notice of the Reserve Bank that certain scheduled commercial banks are extending short-term loans of tenure ranging from six months to one year to Housing Finance Companies (HFCs), and classifying the same as priority... (Continue reading)

Housing Finance Comparison : Floating Rates

Floating Rate of Interest as on 16th Sept 2009 Lender Mini Amt Max Amt Mini Max Int rate Period Period Allahabad Bank 10000 2000000 10 15 11.75 Andhra Bank 10000 10000000 1 20 8 Bank of Baroda 500001 2000000 1 20... (Continue reading)

Housing Finance Comparison : Fixed rates of interest

Fixed Rates of Interest as on 16th Spt 2009 Lender Mini Amt Max. Amt Mini Max Int Period Period Rates Allahabad Bank 10000 2000000 10 15 11.75 Andhra Bank 10000 10000000 1 20 8 Bank of Baroda 500001 2000000 1... (Continue reading)

HDFC

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ICICI Bank

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Axis Bank

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Union Bank of India

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