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Home Loans On Discount

Written on 5 Jan, 2010 at 11:40 in Articles, Housing Finance | viewed 5 times | 0 Comments
Home Loans On Discount

ICICI Bank and Kotak Mahindra Bank joined the State Bank of India (SBI) and HDFC Ltd to offer discounted loans. ICICI Bank would offer new loans at a fixed rate of 8.25 per cent for the first two years, irrespective of... (Continue reading)

Mortgage of Immovable Property

Written on 2 Sep, 2009 at 17:10 in Articles | viewed 60 times | 0 Comments

Mortgage of Immovable Property Every creditor wants the money lent by him to be secure so that in case of the borrower’s failure to repay the amount borrowed, he may rely on the security. Immovable property is a good security. This is... (Continue reading)

Your Rights against Bank Debts

Written on 2 Sep, 2009 at 16:30 in Articles | viewed 35 times | 0 Comments

Your Rights against Bank Debts By Adv. M V Kini The Hon’ble Supreme Court has held that not to give any hearing to the borrower till all his charged properties are sold and adjusted the Banks dues, is not in conformity with... (Continue reading)

Hidden cost for flat purchasers

Written on 28 Aug, 2009 at 15:27 in Articles | viewed 64 times | 1 Comment

Hidden cost for flat purchasers Flat purchasers are been charged heavy amount by the builders, just after full payment but just before giving possession letter. The hidden cost includes Society formation charges, maintenance, Electric meter deposit, club membership, parking, electric cable... (Continue reading)

Reasons for Rejection of Loan application

Written on 28 Aug, 2009 at 15:22 in Articles | viewed 47 times | 0 Comments

Reasons for Rejection of Loan application. Being aware of some of the major reasons of loan rejections can help and be better prepared and save from disappointments. To ensure that the specific norms with respect to a minimum area of the flat... (Continue reading)

Fixed V/s. Floating Interest Rates

Written on 28 Aug, 2009 at 15:19 in Articles | viewed 7 times | 0 Comments

Fixed Interest Rate Home loans Now, let us presume Mr. ABC was in the process of buying a house. He was undecided to choose between a fluctuating rate option (in which the interest rates increase or decrease depending on the movement... (Continue reading)

Reverse Mortgage

Written on 28 Aug, 2009 at 15:18 in Articles | viewed 27 times | 0 Comments

Reverse Mortgage Introduction: A reverse mortgage is a loan available to senior citizens, and is used to release the home equity in the property as one lump sum or multiple payments. The homeowner’s obligation to repay the loan is deferred until the... (Continue reading)

Special features of product offerings by various HFCs

Written on 28 Aug, 2009 at 15:15 in Articles | viewed 44 times | 1 Comment

Special features of product offerings by various HFCs: Standard Chartered ANZ has launched the Home Saver Account . Along with the Home Loan, your will get a FREE current bank account into which you may deposit your monthly salary. The... (Continue reading)

Housing Loans & Various Types of Frauds Detected by Banks

Written on 12 Aug, 2009 at 16:00 in Articles, Real Estate News | viewed 83 times | 0 Comments

HOUSING LOANS & VARIOUS TYPES OF FRAUDS DETECTED BY BANKS After the various big Bank scams of the period from 1990s, Banks felt that it is necessary to spread their risks by advancing monies to individuals, specially against mortgage of... (Continue reading)

Reverse Mortgage

Written on 10 Aug, 2009 at 15:38 in Articles | viewed 80 times | 0 Comments

Reverse Mortgage What is a Reverse Mortgage? Reverse mortgages enable house owners to access the money they have built up as equity in their houses. Unlike an ordinary mortgage, which involves payments by the borrower to the lender, a reverse mortgage involves... (Continue reading)

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