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Reverse Mortgage

Written on 10 Aug, 2009 at 15:38 in Articles | viewed 86 times | 0 Comments

Reverse Mortgage What is a Reverse Mortgage? Reverse mortgages enable house owners to access the money they have built up as equity in their houses. Unlike an ordinary mortgage, which involves payments by the borrower to the lender, a reverse mortgage involves... (Continue reading)

Hidden Costs in the Housing Loans

Written on 8 Aug, 2009 at 17:45 in Articles | viewed 166 times | 2 Comments

Hidden Costs in the Housing Loans By Madhav Puranik, Chief Manager(Credit), State Bank of India What are the different purposes for which home loan can be taken? Home loan is available for following purposes: i) To purchase or construct a new house/flat ii)... (Continue reading)

Short Term Effects of Home Loan Disbursements

Written on 8 Aug, 2009 at 17:44 in Articles | viewed 163 times | 0 Comments

SHORT TERM EFFECTS OF HOME LOAN DISBURSEMENTS – AN ANALYSIS Dr Sunder Ram Reader in Finance, NMIMS. A recent statement by the CEO of a leading housing finance institution estimated the disbursal of home loans from January to March 2002, by... (Continue reading)

Home Loan and Law

Written on 6 Aug, 2009 at 16:24 in Articles | viewed 93 times | 0 Comments

HOME LOANS AND LAW BY VIMAL PUNMIYA LLB (GEN.) In a bid to have a cutting edge some known institutions have sanctioned loans to consumers who unfortunately have been cheated by builders. All consumers need to know relevant laws and their guidelines to... (Continue reading)

Five rights of guarantor against creditor

Written on 6 Aug, 2009 at 16:04 in Articles | viewed 208 times | 1 Comment

Five rights of guarantor against creditor :- By Advocate M V Kini a) Requiring the creditor to call upon the Principal Debtor also along with the Guarantor to pay off the due debt. b) Available facilities of set off (if any) before payment... (Continue reading)

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